Chester based Legacy warns about the Taxman.

HM Revenue and Customs have said that they will look increasingly at life time gifts and assets. It gives the example of gifts that can arise on a transfer into joint names or where a joint owner receives the benefit of withdrawals from accounts funded wholly by the deceased. Dave Richards Managing Director of Legacy said, “The most common example is an estate where there are joint accounts held between a parent and one or more of their children. These accounts are often set up this way as a convenience so that the children can assist their parent with payment of bills and other services."

It is no fun dying intestate!!

In England and Wales it is no fun dying intestate for your heirs. If
you live in Bournemouth, you could get a will drawn up with
Steele Rose & Co for example.
This will allow you to distribute your estate in accordance with your
wishes.

Making a will in Bradford is straightforward!!

Making a will http://www.searchwill.co.uk/
is straightforward. If you were in Bradford for example, you could go to either
Trust Inheritance or J.A.G Legal Services.

I have never been to Bradford although I have driven through Leeds. I been briefly to other Yorkshire cities such as York, Skipton and Huddersfield. I once spent an afternoon in Barnsley. I once saw Doncaster beat Mansfield in a thrilling 4-3 game
at the old stadium.